More Loan Options. More Ways to Move Forward.
Every borrower and every financial situation is different. Explore mortgage programs designed for homebuyers, homeowners, investors, and borrowers with unique income or financing needs.
More Loan Options. More Ways to Move Forward.
No two borrowers are exactly alike, and the right mortgage should reflect your goals, income, property, and financial situation.
Premier Point gives you access to a wide range of loan options for homebuyers, homeowners, self employed borrowers, and real estate investors, with guidance to help you understand what may fit.
What Type of Financing Are You Looking For?
BUYING A HOME
Explore financing for your next home, from conventional loans to government backed options.
Explore Options
LOW DOWN PAYMENT OPTIONS
Explore programs that may help qualified buyers reduce the amount needed upfront.
See Options
SELF EMPLOYED OR UNIQUE INCOME
Explore options that may use alternative documentation when traditional income does not tell the full story.
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INVESTMENT PROPERTY FINANCING
Explore mortgage solutions designed around rental properties and real estate investment goals.
Explore Options
The Right Mortgage Starts With More Options.
Hundreds of Loan Options
Access a broad range of financing solutions from multiple wholesale lenders.
Solutions Beyond Traditional Lending
We work with borrowers whose income, credit, property, or goals may require a different approach.
Personal Guidance
We help you understand the differences between programs before deciding what may fit your goals.
Closing Focused
Our team stays involved from application through closing to help keep your financing moving.
Tell Us What You Are Trying to Accomplish
Buying My First Home
Explore financing options for your first purchase, including down payment and affordability solutions.
Find My OptionsBuying My Next Home
Explore financing options for your next move, including conventional and jumbo loan solutions.
Explore FinancingBuying an Investment Property
Explore financing options for rental properties, investment purchases, and building your long term real estate portfolio.
Explore Investor OptionsMy Income Is Not Traditional
Explore financing options for self employed, 1099, bank statement, ITIN, and other nontraditional income borrowers.
See My OptionsLoan Programs for Different Financial Goals
Conventional Loans
Flexible financing for qualified buyers with options for a range of property types and down payment levels.
Learn MoreFHA Loans
Government backed financing that may offer flexible qualification and lower down payment options for eligible borrowers.
Learn MoreVA Loans
Home financing for eligible veterans, active duty service members, and qualifying surviving spouses.
Learn MoreUSDA Loans
Financing for eligible properties and borrowers in qualifying rural and suburban areas.
Learn MoreJumbo Loans
Financing designed for loan amounts above standard conforming limits.
Learn MoreDown Payment Assistance
Programs that may help eligible buyers reduce the amount needed upfront for a home purchase.
Learn MoreHome Possible
A conventional financing option designed to support eligible low to moderate income homebuyers.
Learn MoreBank Statement Loans
Mortgage options that may use qualifying bank statement deposits for eligible self employed borrowers.
Learn More1099 Loans
Alternative documentation options for eligible independent contractors and 1099 earners.
Learn MoreITIN Loans
Mortgage financing options for eligible borrowers using an Individual Taxpayer Identification Number.
Learn MoreDSCR Loans
Investment property financing that may qualify primarily using the property cash flow rather than personal income.
Learn MoreHELOC
A revolving line of credit that may allow eligible homeowners to access available home equity.
Learn MoreA Better Mortgage Decision Starts With Better Information.
Explore educational resources designed to help you compare programs, understand qualification factors, and prepare for financing.
Visit the Mortgage Resource Center
FHA vs. Conventional: What Is the Difference?
Learn how these common financing options differ in down payment, mortgage insurance, qualification, and flexibility.
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Which Mortgage Program May Fit Me?
Understand the factors that can influence which loan programs may be worth exploring for your situation.
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What Documents Do I Need for a Mortgage?
A practical overview of the income, asset, identity, and property documents commonly requested during financing.
Read MoreLoan Program FAQs
Straightforward answers to common questions about choosing and qualifying for different mortgage programs.
01 How do I know which mortgage program is right for me?
The right program depends on your goals, income, credit profile, property type, available funds, occupancy, and other qualification factors. A loan officer can help you compare available options based on your specific situation.
02 What is the difference between FHA and conventional financing?
FHA and conventional loans differ in areas such as down payment options, mortgage insurance, credit requirements, property standards, and eligibility. The better fit depends on your overall borrower profile and goals.
03 Are there mortgage options with a low down payment?
Yes. Depending on eligibility, programs such as FHA, VA, USDA, Home Possible, conventional low down payment options, and down payment assistance programs may reduce the amount needed upfront.
04 Can I qualify for a mortgage if I am self employed?
Potentially. Traditional documentation may work for many self employed borrowers, while bank statement, 1099, and other alternative documentation programs may provide additional options for eligible borrowers.
05 Can I get financing for an investment property?
Yes. Investment property financing can include conventional investor loans and DSCR options, depending on the property, borrower profile, cash flow, and program guidelines.
06 What if I do not qualify for a traditional mortgage?
A traditional mortgage is not the only path. Depending on your circumstances, alternative documentation, ITIN, bank statement, DSCR, or other specialty programs may be worth exploring.
Let’s Find the Mortgage That Fits You.
With access to a wide range of loan options, we can help you explore financing based on your goals, income, property, and financial situation.
