More Than a Mortgages. A Team Invested in You.

At Premier Point Mortgage, our strength is our people. We bring experience, communication, and personalized guidance together to help every client make confident decisions about what comes next.

WHO WE ARE

Mortgage Guidance Built Around People

Premier Point Mortgage was built on a simple belief: borrowers deserve more than a loan. They deserve a team that listens, communicates clearly, and takes the time to understand what they are working toward.

With more than 50 years of combined sales and mortgage industry experience, our team brings knowledge, perspective, and personal attention to every transaction. Whether you are purchasing your first home, moving into your next one, refinancing, accessing your equity, or financing an investment property, we work to make the mortgage process easier to understand and navigate.

As a mortgage broker, we are not limited to the products of a single lender. We work with a broad network of wholesale lenders, giving our clients access to hundreds of loan options for a wide range of financial situations. That flexibility allows us to look beyond a one size fits all approach and help identify financing that aligns with each borrower’s needs and goals.

But access to more options is only part of what defines Premier Point. We believe communication matters just as much as financing. From the first conversation through closing, our team works to keep borrowers informed, answer questions, review their options, and help them move forward with confidence.

Because at Premier Point Mortgage, you are never just a loan number. You are part of the Premier Point family.

More Options. More Solutions. More Personal.

300+

LOAN OPTIONS

Financing solutions for a wide range of homeownership and investment goals.

30+

WHOLESALE LENDERS

We shop across our lending network instead of limiting borrowers to one lender's products.

50+

YEARS OF EXPERIENCE

Experienced mortgage professionals helping clients navigate financing with confidence.

1

PRIORITY

Keeping our clients first with personalized guidance, clear communication, and solutions built around their goals.

OUR APPROACH

You Shouldn't Feel Like a Loan Number.

Our team focuses on education and communication throughout the mortgage process. We work to identify potential issues early, help borrowers understand their options, and keep everyone informed so there are fewer surprises as closing approaches.

Whether your financial profile is straightforward or requires a more specialized solution, our goal remains the same: find the right path forward and make the experience as clear as possible.

The People Behind Premier Point

Experienced professionals. Personal guidance. One team focused on helping you move forward.

Nadia Morant

Business Development

Miracle Gatling

Executive Assistant

Cheyenne Herbert

Administrative Assistant

Marissa McKenzie

Mortgage Loan Originator

NMLS #2796765

Wendy Peralta

Mortgage Loan Originator

NMLS #2456805

This Could Be You

This Could Be You

Mortgage Loan Originator

NMLS #0000000

Join The Premier Point Team

NMLS #408672

Johanna Ferreira

Branch Manager | Premier Point Mortgage

Johanna Ferreira brings more than two decades of mortgage industry experience to her role as Producing Branch Manager of Premier Point Mortgage. Since entering the industry in 2005, she has worked across nearly every stage of the lending process, from processing and loan origination to sales management and branch leadership.

Her passion for homeownership is personal. Growing up, Johanna witnessed the challenges her immigrant parents faced navigating homeownership and the lasting impact those experiences had on her family. It shaped her belief that borrowers deserve more than a loan. They deserve education, transparency, communication, and someone willing to advocate for them.

Today, Johanna helps first time homebuyers, investors, self employed borrowers, and families with unique financial circumstances explore Conventional, FHA, VA, Non QM, renovation, and other financing solutions. She is especially passionate about helping borrowers overcome credit challenges, language barriers, and complex financial situations.

Fluent in English, Spanish, and Portuguese, Johanna takes the time to understand each borrower’s story, look beyond the numbers, and help identify a path forward.

For Johanna, every mortgage is more than a transaction. It is an opportunity to help a person or family build a stronger financial future.

OUR MISSION

Building Brighter Futures.

A mortgage can be the beginning of something much bigger: a first home, a growing family, an investment property, greater financial flexibility, or a legacy for the next generation.

At Premier Point Mortgage, we understand that financing is rarely just about the transaction in front of us. It is often connected to a larger goal and an important next step in someone’s life. That is why we take the time to understand not only what our clients need today, but what they are working toward tomorrow.

Whether that means helping a first time homebuyer understand the path to homeownership, helping a homeowner access the equity they have built, or helping a real estate investor finance their next opportunity, our goal is to provide the options, education, and guidance needed to move forward with confidence.

That’s what Building Brighter Futures means to us: helping people use homeownership, real estate, and responsible financing to create what comes next.

Buy a Home

Conventional, FHA, VA, USDA, Jumbo and down payment assistance options.

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Refinance & Home Equity

Rate and term refinancing, cash-out options and HELOC solutions.

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Investment Financing

DSCR and other financing options designed for real estate investors.

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Your Next Move Starts Here.

Whether you're ready to purchase, refinance, invest, or simply want to understand your options, our team is ready to help.

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