Terms of Use
Last Updated: August 24, 2026
Introduction
Welcome to the Premier Point Mortgage website. These Terms of Use govern your access to and use of this website, including its information, mortgage tools, calculators, forms, links, and other services. By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.
About Premier Point Mortgage
Premier Point Mortgage is a residential mortgage broker. Premier Point Mortgage NMLS #2184348 is licensed to provide residential mortgage brokerage services in New Jersey and Florida. Mortgage products and services are available only where Premier Point Mortgage and the applicable mortgage loan originator are properly licensed or otherwise authorized.
No Commitment to Lend
Information on this website is for general informational and educational purposes. Nothing on this website constitutes a commitment to lend, credit approval, loan approval, rate lock, Loan Estimate, or guarantee of any loan program, interest rate, annual percentage rate, payment, fee, closing date, or other term. All loans are subject to credit approval, underwriting, property requirements, lender and investor guidelines, program requirements, and applicable law. Not all applicants will qualify.
Rates and Loan Information
Mortgage rates, annual percentage rates, points, fees, programs, guidelines, and terms may change without notice. Examples displayed on the website may use assumptions that do not apply to your circumstances. Your actual rate, APR, payment, cash to close, and other terms depend on your loan scenario and qualifications.
Mortgage Calculators and Tools
Calculators and other tools on this website provide estimates for educational purposes only. Results are not financial advice, a credit decision, an approval, a disclosure required by law, or a commitment to lend. Actual housing costs may include principal, interest, property taxes, homeowners insurance, mortgage insurance, flood insurance, homeowners association dues, assessments, and other expenses.
Applications and Communications
Submitting a form, requesting information, requesting a preapproval, or starting an application does not create an obligation for Premier Point Mortgage to make or arrange a loan. If you provide contact information, we may respond to your request by telephone, email, or text message in accordance with your consent and applicable law.
Third Party Services and Links
This website may contain links to or integrations with third party websites, lenders, technology providers, application platforms, analytics services, and other providers. Premier Point Mortgage does not control third party websites and is not responsible for their content, availability, security, or privacy practices. Your use of third party services is subject to their own terms and policies.
Intellectual Property
Unless otherwise stated, the website and its text, graphics, branding, logos, layouts, calculators, and other content are owned by or licensed to Premier Point Mortgage and are protected by applicable intellectual property laws. You may use the website for personal, noncommercial purposes. You may not reproduce, distribute, modify, scrape, republish, or commercially exploit website content without prior written permission, except as permitted by law.
Prohibited Use
You may not use this website for unlawful, fraudulent, abusive, or unauthorized purposes; attempt to gain unauthorized access to systems or data; interfere with website operation; introduce malicious code; impersonate another person; or use automated means to collect website content or data in violation of applicable law or these Terms.
Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided on an as is and as available basis without warranties of any kind, express or implied. Premier Point Mortgage does not warrant that the website will be uninterrupted, error free, or free from harmful components, or that all information will always be complete or current.
Limitation of Liability
To the fullest extent permitted by applicable law, Premier Point Mortgage and its owners, employees, representatives, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or reliance on this website. Nothing in these Terms limits liability that cannot lawfully be limited.
Privacy
Information collected through this website is handled as described in our Privacy Policy and, where applicable, our Financial Privacy Notice. Please review those documents before submitting personal or financial information.
Governing Law
These Terms are governed by applicable federal law and, to the extent state law applies, the laws applicable to the transaction or activity at issue. Nothing in these Terms is intended to waive rights or protections that cannot be waived under applicable New Jersey, Florida, or federal law.
Changes to These Terms
We may update these Terms from time to time. The revised Terms become effective when posted unless otherwise stated. The Last Updated date identifies the most recent revision.
Contact Us
Premier Point Mortgage
990 Raritan Rd.
Clark, NJ 07066
Phone: 866-203-9613
Email: homes@premierpointmortgage.com
Website: premierpointmortgage.com
NMLS #2184348
Equal Housing Opportunity.
