FHA Streamline Refinance

Simplified mortgage refinancing option for homeowners with an existing FHA loan, designed to lower interest rates, change loan terms, or switch from an ARM to a fixed-rate mortgage. Requiring less paperwork, no home appraisal, and often waives income verification and full credit reports. *To qualify, the existing mortgage must be FHA

Start Your Journey

No Money, No Problem

The Down Payment Assistance Program offers qualified borrowers up to $15,000 in assistance, which can be used for closing costs or a down payment. These funds are provided as a second mortgage with affordable monthly payments. With flexible requirements, even borrowers with credit scores as low as 500 may qualify for the program.

Get A Quote

NON-QM 1099

If you’re self-employed struggling to qualify for a conventional mortgage, a 1099 home loan could be the perfect solution. With flexible options, this mortgage allows you to use your 1099 statements to verify income, eliminating the need for traditional tax documents. It’s an ideal choice for entrepreneurs, realtors, and others looking for a streamlined path to homeownership.

Contact Us

Home Possible

Unlock a world of possibilities with the Freddie Mac Home Possible® mortgage, offering enhanced flexibility and options for very low- to low-income borrowers. With down payments starting as low as 3%, this program responsibly expands access to homeownership, making it easier for more people to achieve their dream of owning a home.

FHA

Premier Point Who?

Premier Point Mortgage, headquartered in New Jersey, brings over 50 years of combined experience in the mortgage and sales industry. As a trusted mortgage brokerage, our mission is to provide expert guidance and personalized solutions tailored to your unique financial situation.

At Premier Point Mortgage, we take pride in offering a step-by-step, hands-on approach to home financing. Whether you’re a first-time homebuyer, looking for a second mortgage, refinancing, or even selling, our experienced loan officers are committed to finding the perfect loan for you. We understand how important it is to have a smooth and transparent process, which is why we carefully gather all required documents, ensuring there are no last-minute surprises on closing day. Our team works with you every step of the way to deliver a first-class experience, making the home buying process as straightforward as possible.

Fitness Rome – Rome le torri associazione polisportiva… anavar for sale milf sexy fitness indian videos

Read More

Premier Reviews: Hear Their Experiences

Additional Loan Products Offered

VA Home Loan

A VA Home Loan is a mortgage option offered by the U.S. Department of Veterans Affairs (VA) that provides eligible veterans, active-duty service members, and certain military spouses the opportunity to purchase a home with competitive benefits. VA loans offer several advantages, no private mortgage insurance (PMI), and competitive interest rates. The program makes it easier for those who’ve served to secure home financing.

VA loans are reusable, can be used for refinancing, and offer protection for borrowers in case of financial hardship. This home loan program stands out as a powerful tool to support military families in achieving their homeownership goals.

USDA Home Loan

A USDA Home Loan, officially known as the USDA Rural Development Guaranteed Housing Loan, are particularly attractive because they not only eliminate the need for a down payment but also provide flexible credit score requirements, making homeownership accessible to a broader range of buyers. To qualify, the property must be located in a USDA-eligible area, and the applicant must meet certain income limits and creditworthiness criteria.

This program is ideal for individuals or families seeking affordable housing solutions in rural communities, aiming to stimulate economic growth and expand access to homeownership.

HELOC

A Home Equity Line of Credit (HELOC) is a flexible loan that allows homeowners to borrow against the equity they’ve built up in their property. Unlike traditional loans with a fixed amount, a HELOC operates more like a credit card, offering a revolving line of credit that you can draw from as needed, typically with a variable interest rate.

During the draw period, you can access the funds for various expenses, such as home renovations, debt consolidation, or unexpected costs. You only pay interest on the amount you’ve used. This loan structure gives homeowners financial flexibility, making it an appealing option for those looking to leverage their home’s equity without committing to a lump sum upfront.

Request a Free
Call Back

A mortgage is not a one-size fits all, you may have additional questions about what may be a good fit and work best for you! The easiest and simplest way to get prequalified is by submitting an inquiry and we will promptly get back to you.
Feel free to email us in detail if you have additional questions as well.

    © 2024 Premier Point Mortgage LLC | Privacy & Policy