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Tips for a Smooth Mortgage Process

How Much Can I Afford

See what fits in your budget.

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Explore current mortgage rates and options.

Start Your Journey

Begin the application process.

“A house is made of bricks and beams. A home is made of hopes and dreams.”

Anonymous

Ready. Set. Home. Move in with 1% down!

Worried about a big down payment? Now you can purchase your home with only 1% down. Keep more money in your pocket for furniture, house repairs and maintenance

Taking Our Talents To South Beach!

Premier Point Mortgage is now lending in Florida! From Miami to Orlando to Tampa, we’re bringing the power of personalized, high-speed mortgage solutions to the Sunshine State. Whether you’re buying, refinancing, or investing, we’re here to help you own the moment.

Your Mortgage. Your Way. 

Mortgage Solutions
for Non-Traditional Income

1099

Are you a freelancer, independent contractor, or small business owner? Our 1099 mortgage solutions are designed specifically for self-employed borrowers who receive income through IRS Form 1099.

DSCR

Looking to grow your rental portfolio without the hassle of income docs and employment history? A Debt Service Coverage Ratio loan could be the solution to your problem.

Bank Statement Program

Traditional paperwork slowing you down? Instead of W-2s or tax returns, we use your personal or business bank statements to qualify you—giving you the flexibility you need to move forward with confidence.

Partnering With

join the success

Don’t just take our word for it, hear from our clients

Premier Point Mortgage

NMLS #2184348

Discover leading properties and secure your dream home with us. Expert guidance and support at every step.

990 Raritan Rd. Clark, NJ 07066

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

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