Mortgage Broker | FHA, VA, Conventional Loan Options

FHA Loans

An FHA loan is a type of government-backed mortgage loan that is insured by the Federal Housing Administration (FHA). FHA home loans require lower minimum credit scores and down payments as low as 3.5% if you qualify.

Conventional Loans

A Conventional loan is type of mortgage that is not insured and granted by the government. The loan is backed by private lenders, and its insurance is usually paid by the borrower.

USDA Loans

A USDA Loan is a home loan guaranteed by the United State Department of Agriculture. USDA Loans to have lower interest rates and lower down payment requirement than conventional loans.

NON-QM Loans

A home Loan that is not required to meet agency standard documentations requirements as outlined by the consumer Financial Protection Burau (CFPB)

Who is Premier Point?

Premier Point Mortgage is a New Jersey based mortgage brokerage with more than 50 years of sales and mortgage industry experience.

At Premier Point Mortgage we make sure to find the perfect loan for you. We offer a step-by-step guide for all buyers and even sellers to purchase and or sell. Whether it’s your first mortgage, second mortgage or refinancing, our seasoned loan officers take their time and care gathering all your necessary documents ensuring there are no closing day surprises. Working together to make sure we give you a first-class experience.

Premier Point Mortgage strives to make your home buying experience as smooth as possible so you can be stress free on moving day and make the most of your brand-new home.
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WHO WE ARE

About Us

At Premier Point Mortgage, we offer a comprehensive step-by-step guide for all buyers and even sellers to purchase or sell, whether it’s your 1st mortgage, 2nd mortgage and or refinancing.

We work together to give you a first class experience. Our focus is to be there with you every step of the way, we are committed to making sure communication is a priority as well as ensuring the process is smooth and seamless.

Jbt99 Jb

Premier Point Mortgage Lender!
Knowledgeable and Professional
They do an Excellent job

Edison Herrera

The staff at premier point Mortgage were a delight to deal with. Extremely professional and very knowledgeable.

J L Domenech

Premier Point Mortgage is my *Go To* Lender! As a Real Estate Agent, it is important to come equipped with a Winning Team that is Responsive, Reliable, Knowledgeable and Professional and Premier Point Mortgage is just that! They do an Excellent job at tailoring the loan package to the Experienced Investors, all the way to First Time Home Buyers.

Neruban SP

I recently had the pleasure of working with Premier Point Mortgage, and I must say they have won me over as a lifetime customer. The home-buying process can be incredibly stressful, but Premier Point Mortgage turned what is typically the most exhausting part into the easiest and most seamless experience.

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Monica Aguilar

The entire staff is not only knowledgeable but extremely professional, The team took the time to explain every process in detail.

Francesca Michel

The company works amazing with you

Sonia Maldonado

I am a first time home buyer, PPM pre approved me the same day. They were and still are always available to answer all my questions. They are an amazing team, I will recommend them to anyone!

Renato Quispe-Abanto

They work 7 days a week and close fast. I highly recommend using premier point for all your mortgage needs

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Lourdes Herrera

The workers are really nice and very helpful. Able to answer any question with any hesitation.

Alex Araujo

I’m very happy with Premier Point Mortgage. They made an exceptional job, making my first time home buying, a great experience. I totally recommend Premier Point Mortgage. Call them, you won’t regret it.

Additional Loan Products Offered

VA Loan

A VA loan is a mortgage offered through a U.S. Department of Veterans Affairs program. VA loans are available to active and veteran service personnel and their surviving spouses, and are backed by the federal government but issued through private lenders.

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Homestyle Renovation

Homeowners are renovating like never before. With a HomeStyle Renovation loan, they’ll have funds for a wide range of renovation projects, from repairs and energy updates to landscaping and luxury upgrades. A Home-style Renovation loan can make the difference between a house and a dream home, or help restore an older home to its former glory.

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HELOC

Home equity line of credit is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans. A HELOC often has a lower interest rate than some other common types of loans, and the interest may be tax deductible

Additional Loan Products

RENOVATION	FREDDIE MAC	HELOC	Jumbo
FHA Fannie Mae	Investor Solution Conforming	Partner	Jumbo Program
FHA 203(K) Standard	Investor Solution High Balance	w/Symmetry	Jumbo AUS
FHA 203(K) Limited	Home Possible
Fannie Mae Homestyle

Request a Free
Call Back

A mortgage is not a one-size fits all, you may have additional questions about what may be a good fit and work best for you! The easiest and simplest way to get prequalified is by submitting an inquiry and we will promptly get back to you.
Feel free to email us in detail if you have additional questions as well.

Call us today 866-203-9613

“Success in real estate starts when you

believe you are worthy of it.”

If you need financing options on a home, or other real estate investment? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful or tedious!

We’re here to make the home loan process easier and smoother, with tools and knowledge that will help guide you along the way, starting with our trusted services.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you and your needs, no matter the journey that your on, we’re right there with you!