Effective Date: January 1, 2024

Welcome to the website of Premier Point Mortgage (“Company,” “we,” “us,” or “our”). By accessing or using our website (the “Site”), you agree to be bound by the following Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use the Site.

1. Use of Site

Premier Point Mortgage provides this Site to give you information about our mortgage products, tools, and services. You agree to use this Site for lawful purposes only and not for any fraudulent or harmful activity.

You may not:

• Use the Site in any way that violates federal, state, or local laws
• Attempt to access secure areas of the Site without authorization
• Upload malicious software or engage in disruptive behavior
• Copy or scrape content without written permission

2. Intellectual Property

All content on this Site, including logos, graphics, text, calculators, tools, and layout, is the property of Premier Point Mortgage or its licensors and is protected by intellectual property laws.

You may:

• View and print pages for personal, non-commercial use only

You may not:

• Reproduce, modify, or distribute any part of the Site without prior written consent

3. No Financial or Legal Advice

The content provided on this Site is for informational purposes only and is not intended to serve as financial, legal, or tax advice. Before making any mortgage decision, consult with a qualified professional based on your specific circumstances.

4. Third-Party Links

This Site may contain links to third-party websites for your convenience. Premier Point Mortgage is not responsible for the content, accuracy, or privacy practices of third-party websites. Use these links at your own risk.

5. Disclaimer of Warranties

This Site and its content are provided “as is” and “as available” without warranties of any kind. We do not guarantee:

• That the Site will be uninterrupted or error-free
• That information provided is accurate or up to date
• That the Site is free from viruses or other harmful components

6. Limitation of Liability

Premier Point Mortgage shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages resulting from:

• Your use or inability to use the Site
• Any errors or omissions in the Site content
• Unauthorized access to or alteration of your transmissions

Your sole remedy for dissatisfaction with the Site is to stop using it.

7. User Submissions

Any information or content you voluntarily provide through forms, applications, or inquiries becomes the property of Premier Point Mortgage. We may use this information in accordance with our Privacy Policy.

You agree not to submit any:

• False or misleading information
• Inappropriate, abusive, or illegal content

8. Mobile Communication Terms

By providing your phone number and opting in, you consent to receive text messages (SMS) from us. These messages may include:

• Application updates
• Appointment reminders
• Special announcements or service messages

You can opt out at any time by replying STOP to any SMS. Message and data rates may apply. We do not sell or share phone numbers with third parties for marketing purposes.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify or update these Terms at any time without notice. Continued use of the Site after changes are made indicates your acceptance of the new Terms.

11. Contact Us

For questions about these Terms of Use or your interactions with our Site, please contact us:

Premier Point Mortgage
990 Raritan Rd. Clark, NJ 07060

homes@premierpointmortgage.com