The Pre-Approval Process

The more prepared you are, the faster you can close!

Organization is everything. Being proactive with your paperwork prevents delays and keeps the process smooth.

Organization is the key

Great results start with great preparation. Just like any masterpiece, a successful mortgage requires the right tools, timing, and attention to detail. When you organize your paperwork early, you give yourself a head start that sets the tone for a smoother, faster, and far less stressful experience. The mortgage process does not have to feel chaotic. With the right pieces in place, it becomes a well composed journey that leads you to the keys of your new home.

Providing complete and accurate documentation

Think of your documents as the brushstrokes of your mortgage masterpiece. You will want to gather two years of tax returns, two months of bank statements, recent pay stubs or income proof, identification, and statements for any savings or retirement accounts. These are the core ingredients we use to build your loan file, and the more complete they are, the faster we can bring the whole picture into focus. With Premier Point Mortgage, you are not just checking boxes you are laying the foundation for something beautiful. Let us paint the path to homeownership, together.

Documents you'll want to gather include:

  • Two years of tax returns
  • Two months of bank statements
  • Two recent pay stubs or proof of income
  • Identification (driver’s license or passport)
  • Statements for savings or retirement accounts

join the success

Don’t just take our word for it, hear from our clients

Premier Point Mortgage

NMLS #2184348

Discover leading properties and secure your dream home with us. Expert guidance and support at every step.

990 Raritan Rd. Clark, NJ 07066

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

© 2022 Premier Point Mortgage LLC - All rights reserved.

We’re hiring in NJ & FL ✦ Explore career opportunities with us