Mortgage Calculator – Premier Point Mortgage

Play With the Numbers. Plan With Confidence.

Ready to see what is possible? Our interactive mortgage calculator lets you explore monthly payments, loan options, and down payment scenarios all in real time. Whether you are house hunting, refinancing, or just dreaming big, this tool gives you a clear starting point to take the guesswork out of your journey.

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What Your Loan Could Look Like

Purchase Price $

Mortgage Term

Down Payment ($)

3.5%

Annual Taxes ($)

Interest Rate (%)

6.125%

Annual Insurance $

Monthly HOA $

Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

This calculator is intended for illustrative purposes only. Estimates are based on standard assumptions, including a borrower with excellent credit (740+ score), and may not reflect actual rates or terms. Results do not constitute a credit decision or a commitment to lend. Loan programs, rates, and eligibility can change at any time without notice and may vary based on your unique financial profile. For accurate, personalized options, connect with a Premier Point Mortgage expert today.

Q: How does my credit score affect my mortgage rate?

A: Your credit score plays a big role in the interest rate you’ll receive. Higher scores typically qualify for lower rates, which means lower monthly payments and less paid over time. A strong credit profile shows lenders you’re a lower risk. Even a small increase in your score can make a big difference in what you pay.

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Real Stories. Real Results.

Highly recommend Premier Point Mortgage. For a first time home buyer, I was really anxious about a lot of things in the home buying process. All my questions & requests were accommodated in a timely manner, and everything went as smooth as it can be. Also got a very competitive rate.

Aravinth Cp

I’ve worked with premier point mortgage on a few real estate transactions & I can truly say I can always count on them to get the job done. Great customer service for all buyers & quick & efficient turnaround time! I always feel confident & great when referring clients over to them for financing. Thank you PPM & team! 🙏🏼

Alicia Betancurth

The Team at Premier Point Mortgage is amazing!!!! They were so patient, kind, and professional throughout the whole process, I’m happy to have you as my Mortgage. My family and I are very very happy to have our new home thanks to you!!!!!! I recommend it guys !!!!!!!! 👏👏👏👏👏👏

Yorvic Elisea

Premier Point Mortgage

NMLS #2184348

Discover leading properties and secure your dream home with us. Expert guidance and support at every step.

(866) 203-9613

990 Raritan Rd. Clark, NJ 07066

homes@premierpointmortgage.com

Legal Statements

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Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.