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A Mortgage Experience That Feels Like Home
At Premier Point Mortgage, we believe that buying a home should be more than just a financial transaction. It should be a joyful, confident step toward building your future. Our goal is simple—to make your home buying journey stress free, supportive, and personal from start to finish.
We understand that every buyer’s story is different. Whether you are a first time buyer, a growing family, or self employed with unique income, we are here to make sure you are not just qualified but empowered. That is why we have partnered with over 30 wholesale lenders, giving us access to more than 300 loan products. No matter your credit history or income type, we will find the right loan that fits your lifestyle, not the other way around.
What truly sets us apart? Communication, care, and consistency.
You will never be left in the dark wondering where you stand. We guide you every step of the way with clarity, responsiveness, and honesty—because you are not just another client to us. You are family. And we treat you like it.
At Premier Point Mortgage, we take pride in building lasting relationships. We do not just want to close your loan—we want to be the team you trust for years to come. Whether it is your first home, your dream upgrade, or your next investment, we are with you every step of the way.
Let us take the pressure off your plate and replace it with peace of mind.
This is home financing, the Premier way.
Let’s turn your homeownership dreams into reality TOGETHER.
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Contact Information
990 Raritan Rd. Clark, NJ 07066
The People Behind the Process
At Premier Point Mortgage, our team is made up of experienced, dedicated professionals who bring deep industry knowledge and a personal touch to every loan. With backgrounds in finance, real estate, and customer service, we understand the path to homeownership and know how to guide you through it. Our mission is simple; earn your trust, exceed your expectations, and help you feel confident every step of the way.
Kevin RodneyNMLS #2184348
Broker Owner
Lee Morant Jr. NMLS #2184348
Co-Owner
Johanna Ferreira NMLS #408672
Branch Manager
Elthon Gonzalez
NMLS #2606664
Mortgage Loan Originator
Justin Fordham NMLS #2604175
Mortgage Loan Originator
Pierre A Guzman NMLS #2717326
Mortgage Loan Originator
Anil Aggarwal NMLS #2678719
Mortgage Loan Originator
Cheyenne Herbert
Administrative Assistant
Valerie Francillon
Digital Content Manager
Nadia Morant
Business Development
Coming Soon
Public Relations
FAQ
Q: How long does the mortgage process take?
A: On average, the process takes 30 to 45 days from application to closing, however we are are on a 17 day average depending on the loan type and how quickly documents are provided.
Q: Do lenders verify employment more than once?
A: Yes, lenders often verify employment both during the initial application and again right before closing to ensure your job status and income have not changed.
Q: What happens if mortgage rates drop after I lock my rate?
A: Some lenders offer a float down option that allows you to take advantage of a lower rate before closing, but it usually must be requested and may have specific conditions.
Q: Can the lender re-pull my credit before closing?
A: Yes, lenders may do a soft pull to check for any new debt or major credit changes. Adding new debt or missing payments during the process can delay or derail your closing.
Q: What is a credit supplement and why would I need one?
A: A credit supplement is an update or correction to your credit report that can help fix errors or add missing information, sometimes improving your credit score during the loan process.
Q: Can I change my loan type after I apply?
A: Yes, in many cases you can switch to a different loan program before closing if it better fits your needs, but it may require updated documents and an adjustment to your timeline.
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Want to move into a home with a low down payment,? Let's explore your options together. We’ll answer your questions, help you get prequalified, and make sure you're on the right path to homeownership.
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Premier Point Mortgage
NMLS #2184348
Premier Point Mortgage guides you every step of the way, making your journey to homeownership stress free; now that’s Home Financing Simplified!
990 Raritan Rd. Clark, NJ 07066
Legal Statements
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
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