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Beyond The Closing Table
Finish strong and step into your future with confidence.
We’ll make sure closing day feels like a win.
Closing Disclosures
Before closing day, you will receive something called a Closing Disclosure. This important five page document is federally required and must be delivered at least three business days before you close. It lays out the final loan terms, your monthly mortgage payment, escrow details, and all closing costs. Yes, it is a lot of numbers, but that is where we come in. We will walk through every page with you and explain what it all means—no jargon, no surprises, just clarity.
All Those Pages
In addition to federal disclosures, state-specific requirements also apply, depending on where your property is located. These may include title affidavits, transfer tax forms, or other local government documents. Don’t worry—Premier Point Mortgage works directly with licensed settlement agents, attorneys, and title companies who are experts in these regional requirements. We make sure everything is in perfect order before you pick up that pen.ed condition.
It's Not The End
One last stop before you sign is the final walkthrough. This is your chance to confirm that the property is in the condition agreed upon, that any requested repairs are completed, and that the seller did not take the ceiling fans or the fridge when they left (yes, it happens). It is your peace of mind moment—and we encourage you to take it seriously. When the big day arrives, we aim to make closing feel like a celebration, not a chore. You will bring a government issued ID, any required funds (certified check or wire), and your best signature. You will leave with keys, copies of your signed documents, and a huge sense of accomplishment. It may take about an hour, but it marks the beginning of something lasting—your new home.
The Final Boss
You have navigated the preapproval process, conquered the paperwork, toured the homes, and made it through underwriting with your sanity (mostly) intact. Now comes the moment you have been waiting for: closing. This is not just a formality—it is the grand finale, the final boss level, the victory lap. And while it comes with a few final forms and signatures, we promise, it is worth the pen cramps.
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Don’t just take our word for it, hear from our clients
Premier Point Mortgage
NMLS #2184348
Discover leading properties and secure your dream home with us. Expert guidance and support at every step.
990 Raritan Rd. Clark, NJ 07066
Legal Statements
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
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