:root{--ppm-blue:#0D47A1;--ppm-heading:#000000;--ppm-body:#4A4A4A;--ppm-border:#E0E0E0}.ppm-calc-wrapper{width:100%;box-sizing:border-box;font-family:'Poppins',sans-serif;background-color:#FFF;color:var(--ppm-body)}.ppm-calc-wrapper *{box-sizing:border-box}.ppm-calc-container{width:100%;margin:0 auto}.ppm-intro-section{text-align:center;margin-bottom:40px}.ppm-intro-title{font-size:36px;font-weight:700;color:var(--ppm-heading);margin:0 0 16px 0}.ppm-intro-desc{font-size:16px;line-height:1.6;color:var(--ppm-body);max-width:800px;margin:0 auto}.ppm-main-calculator{display:flex;gap:30px;margin-bottom:60px;align-items:flex-start}.ppm-calc-panel{border:1px solid var(--ppm-border);padding:30px;background-color:#FFF}.ppm-input-panel{flex:1.1}.ppm-results-panel{flex:.9;padding:0!important}.ppm-panel-eyebrow{font-size:14px;font-weight:700;letter-spacing:1px;color:var(--ppm-blue);margin:0 0 24px 0}.ppm-field-group{margin-bottom:20px}.ppm-field-group label{display:block;font-size:14px;font-weight:600;color:var(--ppm-heading);margin-bottom:8px}.ppm-input-wrap{display:flex;align-items:center;border:1px solid var(--ppm-border);height:48px;background:#FFF}.ppm-input-wrap input{flex:1;border:none!important;outline:none!important;padding:0 12px;height:100%;font-size:15px;font-family:'Poppins',sans-serif;color:var(--ppm-heading)}.ppm-input-prefix,.ppm-input-suffix{padding:0 14px;background:#F8F9FA;height:100%;display:flex;align-items:center;font-size:15px;color:#666;border-right:1px solid var(--ppm-border)}.ppm-input-suffix{border-right:none;border-left:1px solid var(--ppm-border)}.ppm-readonly{background:#F8F9FA}.ppm-readonly input{background:#fff0;cursor:default}.ppm-field-group select{width:100%;height:48px;border:1px solid var(--ppm-border);padding:0 12px;outline:none;font-size:15px;font-family:'Poppins',sans-serif;color:var(--ppm-heading);background:#FFF}.ppm-label-toggle-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}.ppm-label-toggle-row label{margin-bottom:0}.ppm-toggle-container{display:flex;border:1px solid var(--ppm-border)}.ppm-toggle-btn{border:none;background:#F8F9FA;cursor:pointer;font-size:13px;font-weight:600;width:36px;height:30px;display:flex;align-items:center;justify-content:center;color:#666;font-family:'Poppins',sans-serif}.ppm-toggle-btn.active{background:var(--ppm-blue);color:#FFF}.ppm-input-dp-row{display:flex;align-items:center;gap:12px}.ppm-input-dp-row .ppm-input-wrap{flex:1}.ppm-dp-percent-label{font-size:14px;color:var(--ppm-body);font-weight:600;min-width:60px}.ppm-divider{border:none;border-top:1px solid var(--ppm-border);margin:24px 0}.ppm-btn-calculate{width:100%;background-color:var(--ppm-blue);color:#FFF;height:52px;font-size:15px;font-weight:700;border:none;cursor:pointer;text-align:center;letter-spacing:.5px;margin-top:10px;font-family:'Poppins',sans-serif;transition:background-color 0.2s ease}.ppm-btn-calculate:hover{filter:brightness(1.1)}.ppm-btn-reset{background:none;border:none;color:var(--ppm-blue);font-weight:600;font-size:14px;cursor:pointer;display:block;margin:16px auto 0 auto;font-family:'Poppins',sans-serif;text-decoration:underline}.ppm-results-header{background-color:var(--ppm-blue);color:#FFF;text-align:center;padding:16px;font-size:14px;font-weight:700;letter-spacing:1px}.ppm-results-main{text-align:center;padding:30px 20px;background:#FAFBFD;border-bottom:1px solid var(--ppm-border)}.ppm-payment-amount{font-size:54px;font-weight:800;color:var(--ppm-blue);line-height:1.1;margin-bottom:8px}.ppm-payment-label{font-size:14px;color:#666;font-weight:500}.ppm-results-breakdown,.ppm-results-summary{padding:24px 30px}.ppm-results-sec-heading{font-size:15px;font-weight:700;color:var(--ppm-heading);margin:0 0 16px 0}.ppm-breakdown-row{display:flex;justify-content:space-between;font-size:14px;margin-bottom:12px;color:var(--ppm-body)}.ppm-breakdown-row span:last-child{font-weight:600;color:var(--ppm-heading)}.ppm-results-note{font-size:12px;color:#888;line-height:1.5;padding:0 30px 24px 30px;margin:0}.ppm-scenarios-section{text-align:center;margin-bottom:60px;border-top:1px solid var(--ppm-border);padding-top:60px}.ppm-sc-heading{font-size:28px;font-weight:700;color:var(--ppm-heading);margin:0 0 12px 0}.ppm-sc-desc{font-size:15px;color:var(--ppm-body);margin:0 0 40px 0}.ppm-sc-grid{display:flex;gap:24px;margin-bottom:24px}.ppm-sc-card{flex:1;border:1px solid var(--ppm-border);background:#FFF;text-align:left}.ppm-sc-card-header{background-color:var(--ppm-blue);color:#FFF;padding:14px 20px;font-size:13px;font-weight:700;letter-spacing:.5px}.ppm-sc-card-body{padding:24px 20px}.ppm-sc-row{display:flex;justify-content:space-between;font-size:13px;margin-bottom:10px;color:var(--ppm-body)}.ppm-sc-row span:last-child{font-weight:600;color:var(--ppm-heading)}.ppm-sc-payment-box{margin-top:20px;border-top:1px solid var(--ppm-border);padding-top:20px;text-align:center}.ppm-sc-pay-lbl{font-size:12px;color:#666;margin-bottom:4px}.ppm-sc-pay-val{font-size:28px;font-weight:800;color:var(--ppm-blue)}.ppm-sc-savings-badge{background:#E8F5E9;color:#2E7D32;padding:8px;font-size:12px;font-weight:700;margin-top:12px}.ppm-sc-disclaimer-text{font-size:12px;color:#888;margin:0}.ppm-understanding-section{border-top:1px solid var(--ppm-border);padding:60px 0}.ppm-un-heading{text-align:center;font-size:24px;font-weight:700;color:var(--ppm-heading);margin:0 0 40px 0}.ppm-un-grid{display:flex;gap:30px}.ppm-un-col{flex:1;padding:0 10px}.ppm-un-col:not(:last-child){border-right:1px solid var(--ppm-border)}.ppm-un-col h5{font-size:15px;font-weight:700;color:var(--ppm-heading);margin:0 0 12px 0}.ppm-un-col p{font-size:13px;line-height:1.6;color:var(--ppm-body);margin:0}.ppm-cta-section{background-color:var(--ppm-blue);color:#FFF;padding:60px 20px;text-align:center}.ppm-cta-inner{max-width:800px;margin:0 auto}.ppm-cta-eyebrow{font-size:13px;font-weight:700;letter-spacing:1px;display:block;margin-bottom:12px;opacity:.9}.ppm-cta-heading{font-size:32px;font-weight:700;margin:0 0 16px 0;color:#FFF}.ppm-cta-desc{font-size:15px;line-height:1.6;margin:0 0 30px 0;opacity:.9}.ppm-cta-buttons{display:flex;justify-content:center;gap:16px}.ppm-cta-btn{display:inline-flex;align-items:center;justify-content:center;height:48px;padding:0 24px;font-size:13px;font-weight:700;text-decoration:none;letter-spacing:.5px;font-family:'Poppins',sans-serif;transition:all 0.2s ease}.ppm-cta-btn-primary{background:#FFF;color:var(--ppm-blue)}.ppm-cta-btn-primary:hover{background:rgb(255 255 255 / .9)}.ppm-cta-btn-secondary{background:#fff0;color:#FFF;border:1px solid #FFF}.ppm-cta-btn-secondary:hover{background:rgb(255 255 255 / .1)}.ppm-disclaimer-section{padding:40px 0;text-align:center;max-width:1000px;margin:0 auto}.ppm-disc-heading{font-size:12px;font-weight:700;color:var(--ppm-heading);margin:0 0 12px 0;letter-spacing:.5px}.ppm-disc-text{font-size:11px;line-height:1.6;color:#888;margin:0 0 16px 0}.ppm-disc-company{font-size:11px;font-weight:600;color:var(--ppm-heading);margin:0}@media (max-width:1024px){.ppm-un-grid{flex-wrap:wrap;gap:20px}.ppm-un-col{flex:calc(50% - 10px);border-right:none!important;padding-bottom:20px;border-bottom:1px solid var(--ppm-border)}.ppm-un-col:last-child{border-bottom:none}}@media (max-width:768px){.ppm-main-calculator{flex-direction:column}.ppm-sc-grid{flex-direction:column}.ppm-cta-buttons{flex-direction:column;gap:12px}.ppm-un-col{flex:100%}}