/* Structural Styling for Premier Point Mortgage Calculator Widget */

:root {
    --ppm-blue: #0D47A1;
    --ppm-heading: #000000;
    --ppm-body: #4A4A4A;
    --ppm-border: #E0E0E0;
}

.ppm-calc-wrapper {
    width: 100%;
    box-sizing: border-box;
    font-family: 'Poppins', sans-serif;
    background-color: #FFFFFF;
    color: var(--ppm-body);
}

.ppm-calc-wrapper * {
    box-sizing: border-box;
}

.ppm-calc-container {
    width: 100%;
    margin: 0 auto;
}

/* SECTION 1: HEADER & INTRO */
.ppm-intro-section {
    text-align: center;
    margin-bottom: 40px;
}

.ppm-intro-title {
    font-size: 36px;
    font-weight: 700;
    color: var(--ppm-heading);
    margin: 0 0 16px 0;
}

.ppm-intro-desc {
    font-size: 16px;
    line-height: 1.6;
    color: var(--ppm-body);
    max-width: 800px;
    margin: 0 auto;
}

/* TWO COLUMN CALCULATOR */
.ppm-main-calculator {
    display: flex;
    gap: 30px;
    margin-bottom: 60px;
    align-items: flex-start;
}

.ppm-calc-panel {
    border: 1px solid var(--ppm-border);
    padding: 30px;
    background-color: #FFFFFF;
}

.ppm-input-panel {
    flex: 1.1; /* Approx 52% */
}

.ppm-results-panel {
    flex: 0.9; /* Approx 48% */
    padding: 0 !important; /* Managed inner structure */
}

/* PANEL INNER ELEMENTS */
.ppm-panel-eyebrow {
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--ppm-blue);
    margin: 0 0 24px 0;
}

.ppm-field-group {
    margin-bottom: 20px;
}

.ppm-field-group label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--ppm-heading);
    margin-bottom: 8px;
}

/* INPUT DESIGN */
.ppm-input-wrap {
    display: flex;
    align-items: center;
    border: 1px solid var(--ppm-border);
    height: 48px;
    background: #FFFFFF;
}

.ppm-input-wrap input {
    flex: 1;
    border: none !important;
    outline: none !important;
    padding: 0 12px;
    height: 100%;
    font-size: 15px;
    font-family: 'Poppins', sans-serif;
    color: var(--ppm-heading);
}

.ppm-input-prefix, .ppm-input-suffix {
    padding: 0 14px;
    background: #F8F9FA;
    height: 100%;
    display: flex;
    align-items: center;
    font-size: 15px;
    color: #666;
    border-right: 1px solid var(--ppm-border);
}

.ppm-input-suffix {
    border-right: none;
    border-left: 1px solid var(--ppm-border);
}

.ppm-readonly {
    background: #F8F9FA;
}

.ppm-readonly input {
    background: transparent;
    cursor: default;
}

/* Dropdown styling */
.ppm-field-group select {
    width: 100%;
    height: 48px;
    border: 1px solid var(--ppm-border);
    padding: 0 12px;
    outline: none;
    font-size: 15px;
    font-family: 'Poppins', sans-serif;
    color: var(--ppm-heading);
    background: #FFFFFF;
}

/* TOGGLE DESIGN */
.ppm-label-toggle-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 8px;
}

.ppm-label-toggle-row label {
    margin-bottom: 0;
}

.ppm-toggle-container {
    display: flex;
    border: 1px solid var(--ppm-border);
}

.ppm-toggle-btn {
    border: none;
    background: #F8F9FA;
    cursor: pointer;
    font-size: 13px;
    font-weight: 600;
    width: 36px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #666;
    font-family: 'Poppins', sans-serif;
}

.ppm-toggle-btn.active {
    background: var(--ppm-blue);
    color: #FFFFFF;
}

.ppm-input-dp-row {
    display: flex;
    align-items: center;
    gap: 12px;
}

.ppm-input-dp-row .ppm-input-wrap {
    flex: 1;
}

.ppm-dp-percent-label {
    font-size: 14px;
    color: var(--ppm-body);
    font-weight: 600;
    min-width: 60px;
}

/* BUTTONS */
.ppm-divider {
    border: none;
    border-top: 1px solid var(--ppm-border);
    margin: 24px 0;
}

.ppm-btn-calculate {
    width: 100%;
    background-color: var(--ppm-blue);
    color: #FFFFFF;
    height: 52px;
    font-size: 15px;
    font-weight: 700;
    border: none;
    cursor: pointer;
    text-align: center;
    letter-spacing: 0.5px;
    margin-top: 10px;
    font-family: 'Poppins', sans-serif;
    transition: background-color 0.2s ease;
}

.ppm-btn-calculate:hover {
    filter: brightness(1.1);
}

.ppm-btn-reset {
    background: none;
    border: none;
    color: var(--ppm-blue);
    font-weight: 600;
    font-size: 14px;
    cursor: pointer;
    display: block;
    margin: 16px auto 0 auto;
    font-family: 'Poppins', sans-serif;
    text-decoration: underline;
}

/* RESULTS PANEL DESIGN */
.ppm-results-header {
    background-color: var(--ppm-blue);
    color: #FFFFFF;
    text-align: center;
    padding: 16px;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 1px;
}

.ppm-results-main {
    text-align: center;
    padding: 30px 20px;
    background: #FAFBFD;
    border-bottom: 1px solid var(--ppm-border);
}

.ppm-payment-amount {
    font-size: 54px;
    font-weight: 800;
    color: var(--ppm-blue);
    line-height: 1.1;
    margin-bottom: 8px;
}

.ppm-payment-label {
    font-size: 14px;
    color: #666;
    font-weight: 500;
}

.ppm-results-breakdown, .ppm-results-summary {
    padding: 24px 30px;
}

.ppm-results-sec-heading {
    font-size: 15px;
    font-weight: 700;
    color: var(--ppm-heading);
    margin: 0 0 16px 0;
}

.ppm-breakdown-row {
    display: flex;
    justify-content: space-between;
    font-size: 14px;
    margin-bottom: 12px;
    color: var(--ppm-body);
}

.ppm-breakdown-row span:last-child {
    font-weight: 600;
    color: var(--ppm-heading);
}

.ppm-results-note {
    font-size: 12px;
    color: #888;
    line-height: 1.5;
    padding: 0 30px 24px 30px;
    margin: 0;
}

/* SECTION 2: SCENARIOS */
.ppm-scenarios-section {
    text-align: center;
    margin-bottom: 60px;
    border-top: 1px solid var(--ppm-border);
    padding-top: 60px;
}

.ppm-sc-heading {
    font-size: 28px;
    font-weight: 700;
    color: var(--ppm-heading);
    margin: 0 0 12px 0;
}

.ppm-sc-desc {
    font-size: 15px;
    color: var(--ppm-body);
    margin: 0 0 40px 0;
}

.ppm-sc-grid {
    display: flex;
    gap: 24px;
    margin-bottom: 24px;
}

.ppm-sc-card {
    flex: 1;
    border: 1px solid var(--ppm-border);
    background: #FFFFFF;
    text-align: left;
}

.ppm-sc-card-header {
    background-color: var(--ppm-blue);
    color: #FFFFFF;
    padding: 14px 20px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.5px;
}

.ppm-sc-card-body {
    padding: 24px 20px;
}

.ppm-sc-row {
    display: flex;
    justify-content: space-between;
    font-size: 13px;
    margin-bottom: 10px;
    color: var(--ppm-body);
}

.ppm-sc-row span:last-child {
    font-weight: 600;
    color: var(--ppm-heading);
}

.ppm-sc-payment-box {
    margin-top: 20px;
    border-top: 1px solid var(--ppm-border);
    padding-top: 20px;
    text-align: center;
}

.ppm-sc-pay-lbl {
    font-size: 12px;
    color: #666;
    margin-bottom: 4px;
}

.ppm-sc-pay-val {
    font-size: 28px;
    font-weight: 800;
    color: var(--ppm-blue);
}

.ppm-sc-savings-badge {
    background: #E8F5E9;
    color: #2E7D32;
    padding: 8px;
    font-size: 12px;
    font-weight: 700;
    margin-top: 12px;
}

.ppm-sc-disclaimer-text {
    font-size: 12px;
    color: #888;
    margin: 0;
}

/* SECTION 3: UNDERSTANDING YOUR PAYMENT */
.ppm-understanding-section {
    border-top: 1px solid var(--ppm-border);
    padding: 60px 0;
}

.ppm-un-heading {
    text-align: center;
    font-size: 24px;
    font-weight: 700;
    color: var(--ppm-heading);
    margin: 0 0 40px 0;
}

.ppm-un-grid {
    display: flex;
    gap: 30px;
}

.ppm-un-col {
    flex: 1;
    padding: 0 10px;
}

.ppm-un-col:not(:last-child) {
    border-right: 1px solid var(--ppm-border);
}

.ppm-un-col h5 {
    font-size: 15px;
    font-weight: 700;
    color: var(--ppm-heading);
    margin: 0 0 12px 0;
}

.ppm-un-col p {
    font-size: 13px;
    line-height: 1.6;
    color: var(--ppm-body);
    margin: 0;
}

/* SECTION 4: CTA BANNER */
.ppm-cta-section {
    background-color: var(--ppm-blue);
    color: #FFFFFF;
    padding: 60px 20px;
    text-align: center;
}

.ppm-cta-inner {
    max-width: 800px;
    margin: 0 auto;
}

.ppm-cta-eyebrow {
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1px;
    display: block;
    margin-bottom: 12px;
    opacity: 0.9;
}

.ppm-cta-heading {
    font-size: 32px;
    font-weight: 700;
    margin: 0 0 16px 0;
    color: #FFFFFF;
}

.ppm-cta-desc {
    font-size: 15px;
    line-height: 1.6;
    margin: 0 0 30px 0;
    opacity: 0.9;
}

.ppm-cta-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
}

.ppm-cta-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    height: 48px;
    padding: 0 24px;
    font-size: 13px;
    font-weight: 700;
    text-decoration: none;
    letter-spacing: 0.5px;
    font-family: 'Poppins', sans-serif;
    transition: all 0.2s ease;
}

.ppm-cta-btn-primary {
    background: #FFFFFF;
    color: var(--ppm-blue);
}

.ppm-cta-btn-primary:hover {
    background: rgba(255,255,255,0.9);
}

.ppm-cta-btn-secondary {
    background: transparent;
    color: #FFFFFF;
    border: 1px solid #FFFFFF;
}

.ppm-cta-btn-secondary:hover {
    background: rgba(255,255,255,0.1);
}

/* SECTION 5: DISCLAIMER */
.ppm-disclaimer-section {
    padding: 40px 0;
    text-align: center;
    max-width: 1000px;
    margin: 0 auto;
}

.ppm-disc-heading {
    font-size: 12px;
    font-weight: 700;
    color: var(--ppm-heading);
    margin: 0 0 12px 0;
    letter-spacing: 0.5px;
}

.ppm-disc-text {
    font-size: 11px;
    line-height: 1.6;
    color: #888;
    margin: 0 0 16px 0;
}

.ppm-disc-company {
    font-size: 11px;
    font-weight: 600;
    color: var(--ppm-heading);
    margin: 0;
}

/* RESPONSIVE DESIGN */
@media (max-width: 1024px) {
    .ppm-un-grid {
        flex-wrap: wrap;
        gap: 20px;
    }
    .ppm-un-col {
        flex: calc(50% - 10px);
        border-right: none !important;
        padding-bottom: 20px;
        border-bottom: 1px solid var(--ppm-border);
    }
    .ppm-un-col:last-child {
        border-bottom: none;
    }
}

@media (max-width: 768px) {
    .ppm-main-calculator {
        flex-direction: column;
    }
    .ppm-sc-grid {
        flex-direction: column;
    }
    .ppm-cta-buttons {
        flex-direction: column;
        gap: 12px;
    }
    .ppm-un-col {
        flex: 100%;
    }
}