/* Rates Page For Premier Point — CSS Styles */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700&display=swap');

.ppmr-rates-page-4ca6b7ff {
    font-family: 'Poppins', sans-serif;
    color: #1A1A1A;
    line-height: 1.6;
    overflow-x: hidden;
}

.ppmr-rates-page-4ca6b7ff * {
    box-sizing: border-box;
}

/* Base Layout Container */
.ppmr-rates-page-4ca6b7ff .ppmr-container {
    width: 100%;
    max-width: 1500px;
    margin: 0 auto;
    padding: 0 24px;
}

.ppmr-rates-page-4ca6b7ff .max-1400 {
    max-width: 1400px;
}

/* Sections */
.ppmr-rates-page-4ca6b7ff .ppmr-section {
    padding: 80px 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-white-bg {
    background-color: #FFFFFF;
}

/* Typography elements */
.ppmr-rates-page-4ca6b7ff .ppmr-eyebrow {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: #0D47A1;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 12px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-heading {
    font-size: 38px;
    font-weight: 700;
    color: #0D47A1;
    margin: 0 0 16px 0;
    line-height: 1.25;
}

.ppmr-rates-page-4ca6b7ff .ppmr-desc {
    font-size: 16px;
    color: #555555;
    max-width: 800px;
    margin: 0 auto 48px auto;
}

/* Utilities */
.ppmr-rates-page-4ca6b7ff .text-center { text-align: center; }
.ppmr-rates-page-4ca6b7ff .text-left { text-align: left; }

/* 4-Column Rate Cards Grid */
.ppmr-rates-page-4ca6b7ff .ppmr-cards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-card {
    background: #FFFFFF;
    border: 1px solid #EAEAEA;
    padding: 30px 24px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    align-items: center;
    min-height: 380px;
    text-align: center;
}

.ppmr-rates-page-4ca6b7ff .ppmr-card-title {
    font-size: 16px;
    font-weight: 700;
    letter-spacing: 1px;
    color: #0D47A1;
    margin: 0 0 24px 0;
    text-transform: uppercase;
    border-bottom: 2px solid #0D47A1;
    padding-bottom: 10px;
    width: 100%;
}

.ppmr-rates-page-4ca6b7ff .ppmr-card-fields {
    width: 100%;
}

.ppmr-rates-page-4ca6b7ff .ppmr-field-row {
    margin-bottom: 16px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-field-label {
    display: block;
    font-size: 12px;
    color: #777777;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 2px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-field-value {
    display: block;
    font-size: 16px;
    font-weight: 600;
    color: #1A1A1A;
}

.ppmr-rates-page-4ca6b7ff .ppmr-rate-value {
    font-size: 32px;
    font-weight: 700;
    color: #1A1A1A;
    line-height: 1.1;
    margin: 4px 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-card-btn {
    display: block;
    width: 100%;
    padding: 12px 16px;
    background-color: #0D47A1;
    color: #FFFFFF !important;
    text-decoration: none;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1px;
    text-align: center;
    border: none;
    transition: background-color 0.2s ease;
}

.ppmr-rates-page-4ca6b7ff .ppmr-card-btn:hover {
    background-color: #093170;
}

/* Footnotes under Section 1 Cards */
.ppmr-rates-page-4ca6b7ff .ppmr-section-1-footnotes {
    font-size: 13px;
    color: #666666;
    margin-top: 30px;
}
.ppmr-rates-page-4ca6b7ff .ppmr-section-1-footnotes p {
    margin: 4px 0;
}

/* SECTION 2: RATE COMPARISON FULL WIDTH GRAY BACKGROUND BLEED */
.ppmr-rates-page-4ca6b7ff .ppmr-gray-bleed-bg {
    background-color: #F7F7F7;
    box-shadow: 0 0 0 100vmax #F7F7F7;
    clip-path: inset(0 -100vmax);
}

/* Table styling */
.ppmr-rates-page-4ca6b7ff .ppmr-table-wrapper {
    width: 100%;
    overflow-x: auto;
    margin-top: 32px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-table {
    width: 100%;
    border-collapse: collapse;
    background-color: #FFFFFF;
    border: 1px solid #EAEAEA;
    text-align: left;
}

.ppmr-rates-page-4ca6b7ff .ppmr-table th {
    background-color: #0D47A1;
    color: #FFFFFF;
    font-weight: 600;
    font-size: 13px;
    padding: 16px 20px;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.ppmr-rates-page-4ca6b7ff .ppmr-table td {
    padding: 18px 20px;
    border-bottom: 1px solid #EAEAEA;
    font-size: 14px;
    vertical-align: middle;
}

.ppmr-rates-page-4ca6b7ff .ppmr-table tbody tr:last-child td {
    border-bottom: none;
}

.ppmr-rates-page-4ca6b7ff .ppmr-td-bold {
    font-weight: 700;
    color: #1A1A1A;
}

/* Dynamic width targeting classes via Elementor controls */
.ppmr-rates-page-4ca6b7ff .ppmr-table th.ppmr-col-w-loantype { width: 15%; }
.ppmr-rates-page-4ca6b7ff .ppmr-table th.ppmr-col-w-rate { width: 8%; }
.ppmr-rates-page-4ca6b7ff .ppmr-table th.ppmr-col-w-apr { width: 8%; }
.ppmr-rates-page-4ca6b7ff .ppmr-table th.ppmr-col-w-points { width: 8%; }
.ppmr-rates-page-4ca6b7ff .ppmr-table th.ppmr-col-w-downpay { width: 23%; }
.ppmr-rates-page-4ca6b7ff .ppmr-table th.ppmr-col-w-bestfor { width: 38%; }

/* SECTION 3: KNOW BEFORE YOU COMPARE columns */
.ppmr-rates-page-4ca6b7ff .ppmr-edu-columns {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    margin-top: 48px;
    border-top: 1px solid #EAEAEA;
    padding-top: 40px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-edu-col {
    padding: 0 40px;
    position: relative;
    text-align: left;
}

/* Vertical dividers */
.ppmr-rates-page-4ca6b7ff .ppmr-edu-col:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 10%;
    height: 80%;
    width: 1px;
    background-color: #EAEAEA;
}

.ppmr-rates-page-4ca6b7ff .ppmr-edu-col:first-child {
    padding-left: 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-edu-col:last-child {
    padding-right: 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-edu-title {
    font-size: 18px;
    font-weight: 700;
    color: #1A1A1A;
    margin: 0 0 12px 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-edu-text {
    font-size: 14px;
    color: #555555;
    margin: 0;
    line-height: 1.6;
}

/* SECTION 4: FINAL CTA section (compact blue) */
.ppmr-rates-page-4ca6b7ff .ppmr-cta-section {
    position: relative;
    background-color: #0D47A1;
    background-size: cover;
    background-position: center;
    padding: 60px 0;
    overflow: hidden;
}

.ppmr-rates-page-4ca6b7ff .ppmr-cta-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: #0D47A1;
    z-index: 1;
}

.ppmr-rates-page-4ca6b7ff .ppmr-cta-content {
    position: relative;
    z-index: 2;
    width: 100%;
    margin: 0 auto;
    padding: 0 24px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-cta-eyebrow {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: #FFFFFF;
    opacity: 0.9;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 10px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-cta-heading {
    font-size: 32px;
    font-weight: 700;
    color: #FFFFFF;
    margin: 0 0 12px 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-cta-desc {
    font-size: 15px;
    color: #FFFFFF;
    opacity: 0.9;
    max-width: 650px;
    margin: 0 auto 24px auto;
}

.ppmr-rates-page-4ca6b7ff .ppmr-cta-actions {
    display: flex;
    justify-content: center;
    gap: 16px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-btn {
    display: inline-block;
    padding: 14px 28px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1px;
    text-decoration: none;
    border: 2px solid transparent;
    transition: all 0.2s ease;
    cursor: pointer;
}

.ppmr-rates-page-4ca6b7ff .ppmr-btn-primary {
    background-color: #FFFFFF;
    color: #0D47A1 !important;
}

.ppmr-rates-page-4ca6b7ff .ppmr-btn-primary:hover {
    background-color: #F0F0F0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-btn-secondary {
    background-color: transparent;
    border-color: #FFFFFF;
    color: #FFFFFF !important;
}

.ppmr-rates-page-4ca6b7ff .ppmr-btn-secondary:hover {
    background-color: rgba(255, 255, 255, 0.1);
}

/* SECTION 5: LEGAL DISCLOSURES (Compact, light text) */
.ppmr-rates-page-4ca6b7ff .ppmr-disclosures-section {
    padding: 35px 0;
    background-color: #FFFFFF;
    border-top: 1px solid #EAEAEA;
}

.ppmr-rates-page-4ca6b7ff .ppmr-disc-text {
    font-size: 11px;
    color: #777777;
    line-height: 1.6;
    margin: 0 auto 12px auto;
    max-width: 1200px;
}

.ppmr-rates-page-4ca6b7ff .ppmr-disc-text:last-child {
    margin-bottom: 0;
}

.ppmr-rates-page-4ca6b7ff .ppmr-disc-bold {
    font-weight: 700;
}

/* Responsive Overrides */

/* Tablet Breakpoint (max 1024px) */
@media (max-width: 1024px) {
    .ppmr-rates-page-4ca6b7ff .ppmr-section {
        padding: 60px 0;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-cards-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-edu-columns {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-edu-col {
        padding: 0;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-edu-col:not(:last-child)::after {
        display: none;
    }
}

/* Mobile Breakpoint (max 767px) */
@media (max-width: 767px) {
    .ppmr-rates-page-4ca6b7ff .ppmr-section {
        padding: 48px 0;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-heading {
        font-size: 28px;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-cards-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    /* Table Responsive Mobile stacked format */
    .ppmr-rates-page-4ca6b7ff .ppmr-table-wrapper {
        border: none;
    }
    .ppmr-rates-page-4ca6b7ff .ppmr-table, 
    .ppmr-rates-page-4ca6b7ff .ppmr-table thead, 
    .ppmr-rates-page-4ca6b7ff .ppmr-table tbody, 
    .ppmr-rates-page-4ca6b7ff .ppmr-table th, 
    .ppmr-rates-page-4ca6b7ff .ppmr-table td, 
    .ppmr-rates-page-4ca6b7ff .ppmr-table tr { 
        display: block; 
    }
    
    .ppmr-rates-page-4ca6b7ff .ppmr-table thead tr { 
        position: absolute;
        top: -9999px;
        left: -9999px;
    }
    
    .ppmr-rates-page-4ca6b7ff .ppmr-table tr { 
        border: 1px solid #EAEAEA;
        margin-bottom: 16px;
        background-color: #FFFFFF;
    }
    
    .ppmr-rates-page-4ca6b7ff .ppmr-table td { 
        border: none;
        border-bottom: 1px solid #EEEEEE; 
        position: relative;
        padding-left: 45%; 
        text-align: right;
    }
    
    .ppmr-rates-page-4ca6b7ff .ppmr-table td:last-child {
        border-bottom: none;
    }
    
    .ppmr-rates-page-4ca6b7ff .ppmr-table td:before { 
        position: absolute;
        top: 18px;
        left: 20px;
        width: 40%; 
        padding-right: 10px; 
        white-space: nowrap;
        font-weight: 700;
        text-transform: uppercase;
        font-size: 12px;
        color: #777777;
        text-align: left;
        content: attr(data-label);
    }

    .ppmr-rates-page-4ca6b7ff .ppmr-cta-actions {
        flex-direction: column;
        align-items: stretch;
        gap: 12px;
    }
}