.ppr-widget-wrapper-13209ff1 {
    font-family: 'Poppins', sans-serif;
    color: #000000;
}

.ppr-widget-wrapper-13209ff1 .ppb-container {
    margin-left: auto;
    margin-right: auto;
    padding-left: 20px;
    padding-right: 20px;
    box-sizing: border-box;
}

.ppr-widget-wrapper-13209ff1 .ppb-section {
    padding: 80px 0;
    box-sizing: border-box;
}

.ppr-widget-wrapper-13209ff1 .bg-white { background-color: #ffffff; }
.ppr-widget-wrapper-13209ff1 .bg-offwhite { background-color: #f9f9f9; }

/* Grids */
.ppr-widget-wrapper-13209ff1 .ppb-grid-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.ppr-widget-wrapper-13209ff1 .ppb-grid-4 {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.ppr-widget-wrapper-13209ff1 .ppb-grid-5 {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
}

/* Refinance Goals: exactly four larger, evenly spaced cards */
.ppr-widget-wrapper-13209ff1 .ppb-refi-goals-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 28px;
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    align-items: stretch;
}

/* Typography */
.ppr-widget-wrapper-13209ff1 .ppb-eyebrow {
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1.5px;
    color: #0D47A1;
    display: block;
    margin-bottom: 12px;
}

.ppr-widget-wrapper-13209ff1 .ppb-heading {
    font-size: 30px;
    font-weight: 400;
    line-height: 1.25;
    margin-top: 0;
    margin-bottom: 24px;
    color: #000000;
}

.ppr-widget-wrapper-13209ff1 .ppb-body p {
    font-size: 16px;
    line-height: 1.6;
    color: #333333;
    margin-bottom: 16px;
}

.ppr-widget-wrapper-13209ff1 .ppb-desc {
    font-size: 14px;
    line-height: 1.6;
    color: #555555;
    margin-bottom: 16px;
}

.ppr-widget-wrapper-13209ff1 .ppb-lifestyle-img {
    width: 100%;
    height: auto;
    display: block;
    object-fit: cover;
}

/* Section 1 */
.ppr-widget-wrapper-13209ff1 .ppb-sec1 .ppb-col-img img {
    max-height: 480px;
}

/* Section 2 cards */
.ppr-widget-wrapper-13209ff1 .ppb-centered-header {
    text-align: center;
    margin-bottom: 50px;
}

.ppr-widget-wrapper-13209ff1 .ppb-card {
    background: #ffffff;
    border: 1px solid #e0e0e0;
    display: flex;
    flex-direction: column;
    height: 100%;
    border-radius: 0 !important;
}

.ppr-widget-wrapper-13209ff1 .ppb-card-img-wrap {
    width: 100%;
    height: 205px;
    overflow: hidden;
}

.ppr-widget-wrapper-13209ff1 .ppb-card-img-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.ppr-widget-wrapper-13209ff1 .ppb-card-content {
    padding: 24px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.ppr-widget-wrapper-13209ff1 .ppb-card-title {
    font-size: 15px;
    font-weight: 700;
    margin-top: 0;
    margin-bottom: 12px;
    line-height: 1.3;
}

.ppr-widget-wrapper-13209ff1 .ppb-text-link {
    color: #0D47A1;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    margin-top: auto;
    display: inline-flex;
    align-items: center;
}

.ppr-widget-wrapper-13209ff1 .ppb-text-link:hover { text-decoration: underline; }

.ppr-widget-wrapper-13209ff1 .ppb-btn-center-wrap {
    text-align: center;
    margin-top: 50px;
}

.ppr-widget-wrapper-13209ff1 .ppb-btn {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1px;
    text-decoration: none;
    transition: all 0.3s ease;
    border: 2px solid transparent;
    border-radius: 0 !important;
}

.ppr-widget-wrapper-13209ff1 .ppb-btn-primary {
    background-color: #0D47A1;
    color: #ffffff;
}

.ppr-widget-wrapper-13209ff1 .ppb-btn-primary:hover { background-color: #0a357a; }

.ppr-widget-wrapper-13209ff1 .ppb-btn-secondary {
    background-color: transparent;
    border-color: #0D47A1;
    color: #0D47A1;
}

.ppr-widget-wrapper-13209ff1 .ppb-btn-secondary:hover {
    background-color: #0D47A1;
    color: #ffffff;
}

/* Section 3 */
.ppr-widget-wrapper-13209ff1 .ppb-benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 40px;
}

.ppr-widget-wrapper-13209ff1 .ppb-benefit-col {
    border-left: 1px solid #e0e0e0;
    padding-left: 20px;
}

.ppr-widget-wrapper-13209ff1 .ppb-benefit-title {
    font-size: 16px;
    font-weight: 700;
    margin-top: 0;
    margin-bottom: 8px;
}

/* Section 4 */
.ppr-widget-wrapper-13209ff1 .ppb-journey-number {
    font-size: 36px;
    font-weight: 700;
    color: #0D47A1;
    display: block;
    margin-bottom: 12px;
}

.ppr-widget-wrapper-13209ff1 .ppb-journey-title {
    font-size: 18px;
    font-weight: 700;
    margin-top: 0;
    margin-bottom: 12px;
}

.ppr-widget-wrapper-13209ff1 .ppb-journey-step {
    position: relative;
    padding-right: 15px;
}

.ppr-widget-wrapper-13209ff1 .ppb-journey-step:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 10%;
    bottom: 10%;
    width: 1px;
    background-color: #e0e0e0;
}

/* Section 5: five refinance options */
.ppr-widget-wrapper-13209ff1 .ppb-sec5 .ppb-tiles-grid {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 20px;
}

.ppr-widget-wrapper-13209ff1 .ppb-tile-card {
    border: 1px solid #e0e0e0;
    background: #ffffff;
    text-decoration: none;
    color: inherit;
    display: flex;
    flex-direction: column;
    border-radius: 0 !important;
}

.ppr-widget-wrapper-13209ff1 .ppb-tile-img {
    height: 160px;
    overflow: hidden;
}

.ppr-widget-wrapper-13209ff1 .ppb-tile-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.ppr-widget-wrapper-13209ff1 .ppb-tile-footer {
    padding: 16px;
    text-align: center;
}

.ppr-widget-wrapper-13209ff1 .ppb-tile-title {
    font-size: 14px;
    font-weight: 600;
    color: #000000;
}

/* Section 6 */
.ppr-widget-wrapper-13209ff1 .ppb-resource-main { padding-right: 20px; }
.ppr-widget-wrapper-13209ff1 .ppb-resource-card {
    background: #ffffff;
    display: flex;
    flex-direction: column;
}
.ppr-widget-wrapper-13209ff1 .ppb-resource-img { height: 180px; overflow: hidden; }
.ppr-widget-wrapper-13209ff1 .ppb-resource-img img {
    width: 100%; height: 100%; object-fit: cover; display: block;
}
.ppr-widget-wrapper-13209ff1 .ppb-resource-content {
    padding: 20px; display: flex; flex-direction: column; flex-grow: 1;
}
.ppr-widget-wrapper-13209ff1 .ppb-resource-title {
    font-size: 16px; font-weight: 700; margin-top: 0; margin-bottom: 10px; line-height: 1.4;
}

/* FAQ */
.ppr-widget-wrapper-13209ff1 .ppb-faq-section { background-color: #f7f7f7; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-layout {
    display: grid; grid-template-columns: 300px minmax(0, 1fr); gap: 58px; align-items: start;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-intro { padding-top: 10px; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-heading { margin-top: 10px; margin-bottom: 18px; max-width: 290px; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-intro-desc { max-width: 280px; margin: 0; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-list { width: 100%; border-top: 1px solid #dddddd; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-item {
    margin: 0; border: 0; border-bottom: 1px solid #dddddd; border-radius: 0 !important; background: #ffffff;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-question-row {
    position: relative; list-style: none; display: grid; grid-template-columns: 48px minmax(0,1fr) 28px;
    gap: 14px; align-items: center; min-height: 68px; padding: 16px 22px; cursor: pointer;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-question-row::-webkit-details-marker { display: none; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-number {
    font-family: 'Poppins', sans-serif; font-size: 22px; line-height: 1; font-weight: 600; color: #0D47A1;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-question {
    font-family: 'Poppins', sans-serif; font-size: 15px; line-height: 1.45; font-weight: 600; color: #111111;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-toggle {
    position: relative; display: block; width: 18px; height: 18px; justify-self: end;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-toggle::before,
.ppr-widget-wrapper-13209ff1 .ppb-faq-toggle::after {
    content: ''; position: absolute; top: 50%; left: 50%; width: 14px; height: 1px; background: #111111;
    transform: translate(-50%, -50%); transition: transform 0.2s ease, opacity 0.2s ease;
}
.ppr-widget-wrapper-13209ff1 .ppb-faq-toggle::after { transform: translate(-50%, -50%) rotate(90deg); }
.ppr-widget-wrapper-13209ff1 .ppb-faq-item[open] .ppb-faq-toggle::after { opacity: 0; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-answer { padding: 0 64px 22px 84px; }
.ppr-widget-wrapper-13209ff1 .ppb-faq-answer p {
    margin: 0; font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.7; color: #444444;
}

/* Final CTA */
.ppr-widget-wrapper-13209ff1 .ppb-centered-cta {
    max-width: 800px; margin: 0 auto; text-align: center;
}
.ppr-widget-wrapper-13209ff1 .ppb-eyebrow-with-lines {
    display: inline-flex; align-items: center; justify-content: center; width: 100%; margin-bottom: 24px;
}
.ppr-widget-wrapper-13209ff1 .ppb-eyebrow-with-lines .ppb-line {
    flex-grow: 1; height: 1px; background-color: #e0e0e0; max-width: 100px;
}
.ppr-widget-wrapper-13209ff1 .ppb-eyebrow-with-lines .ppb-eyebrow { margin: 0 20px; }
.ppr-widget-wrapper-13209ff1 .ppb-cta-buttons {
    display: flex; gap: 20px; justify-content: center; margin-top: 30px;
}

/* Responsive */
@media (max-width: 1024px) {
    .ppr-widget-wrapper-13209ff1 .ppb-grid-5 { grid-template-columns: repeat(3, 1fr); }
    .ppr-widget-wrapper-13209ff1 .ppb-grid-4 { grid-template-columns: repeat(2, 1fr); }
    .ppr-widget-wrapper-13209ff1 .ppb-refi-goals-grid { grid-template-columns: repeat(2, minmax(0,1fr)); gap: 24px; }
    .ppr-widget-wrapper-13209ff1 .ppb-sec5 .ppb-tiles-grid { grid-template-columns: repeat(3, minmax(0,1fr)); }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-layout { grid-template-columns: 250px minmax(0,1fr); gap: 36px; }
}

@media (max-width: 768px) {
    .ppr-widget-wrapper-13209ff1 .ppb-section { padding: 50px 0; }
    .ppr-widget-wrapper-13209ff1 .ppb-grid-2 { grid-template-columns: 1fr; gap: 30px; }
    .ppr-widget-wrapper-13209ff1 .ppb-grid-4,
    .ppr-widget-wrapper-13209ff1 .ppb-grid-5 { grid-template-columns: repeat(2, 1fr); }
    .ppr-widget-wrapper-13209ff1 .ppb-refi-goals-grid { grid-template-columns: repeat(2, minmax(0,1fr)); gap: 20px; }
    .ppr-widget-wrapper-13209ff1 .ppb-sec5 .ppb-tiles-grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
    .ppr-widget-wrapper-13209ff1 .ppb-card-img-wrap { height: 190px; }
    .ppr-widget-wrapper-13209ff1 .ppb-journey-step:not(:last-child)::after { display: none; }
    .ppr-widget-wrapper-13209ff1 .ppb-benefits-grid { grid-template-columns: 1fr; }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-layout { grid-template-columns: 1fr; gap: 30px; }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-heading,
    .ppr-widget-wrapper-13209ff1 .ppb-faq-intro-desc { max-width: 100%; }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-question-row {
        grid-template-columns: 38px minmax(0,1fr) 24px; gap: 10px; min-height: 64px; padding: 15px 16px;
    }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-number { font-size: 19px; }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-question { font-size: 14px; }
    .ppr-widget-wrapper-13209ff1 .ppb-faq-answer { padding: 0 44px 20px 64px; }
}

@media (max-width: 480px) {
    .ppr-widget-wrapper-13209ff1 .ppb-grid-4,
    .ppr-widget-wrapper-13209ff1 .ppb-grid-5,
    .ppr-widget-wrapper-13209ff1 .ppb-refi-goals-grid,
    .ppr-widget-wrapper-13209ff1 .ppb-sec5 .ppb-tiles-grid { grid-template-columns: 1fr; }
    .ppr-widget-wrapper-13209ff1 .ppb-card-img-wrap { height: 210px; }
    .ppr-widget-wrapper-13209ff1 .ppb-cta-buttons { flex-direction: column; }
}